As a key link and bridge in three-tier government-backed financing guarantee system, Beijing SMEs Financing Re-guarantee Co., Ltd insists on policy-oriented guidance and actively directs cooperative guarantee institutions to prop up enterprises in national strategic sectors. Following the issuance of Notice on Implementing Science and Technology Innovation Guarantee Program (Guo Rong Dan Han [2024] No. 184) by National Financing Guarantee Fund in 2024, Beijing SMEs Financing Re-guarantee Co., Ltd rapidly echoes with policy by improving quality and efficiency of services for technology enterprises through targeted policy measures and technological enabling. As of the third quarter of 2025, the company, in collaboration with partner guarantee institutions, supported a total of 2,308 technology innovation enterprises and registered new financing guarantee business size of RMB10.3 billion. Since the launch of Science and Technology Innovation Guarantee Program, cumulative funds of approximately RMB1.4 billion have been allocated to support 640 enterprises. Notably, nearly RMB600 million has been directed toward 209 specialized, high-end and innovation-driven SMEs, including "little giant" enterprises, accounting for 43% of total funding.

Following the release of the policy, in order to further strengthen financial synergy and improve service efficiency for technology enterprises, competent authorities of Beijing give full play to guidance and coordination functions of the policy, and promptly establish collaborative mechanism of government bodies and guarantee institutions. Beijing SMEs Financing Re-guarantee Co., Ltd is guided to develop a publicly accessible list of technology-specific enterprises, thereby facilitating synergistic collaboration between guarantee and re-guarantee institutions. In partnership with five government-backed financing guarantee institutions (including Beijing Zhongguancun Sci-tech Financing Guaranty Co., Ltd and Beijing Guohua Wenke Financing Guarantee Co., Ltd), Beijing SMEs Financing Re-guarantee Co., Ltd formalizes a specialized cooperation framework for science and technology financing with 12 financial institutions (including Industrial and Commercial Bank of China and WeBank) and signs special cooperation agreements. Through closer coordination among government bodies, financial institutions and guarantee institutions, a more streamlined and efficient financing channel has been established for technology innovation enterprises.

Oriented to the policy of National Financing Guarantee Fund, Science and Technology Program has raised the maximum single guarantee amount to RMB30 million by implementing differentiated eligibility criteria. For qualified enterprises, re-guarantee risk-sharing ratio has increased so that cooperative guarantee institutions are motivated to provide greater supports across the full enterprise lifecycle, satisfying the demands from startup to maturity. To further incentivize such support, in September 2025, Beijing SMEs Financing Re-guarantee Co., Ltd introduces a targeted fee reduction policy: For every enterprise, re-guarantee fee rate is reduced from 0.3% to 0.2% for projects of below RMB5 million and from 0.5% to 0.3% for projects of RMB5-10 million. Additionally, Beijing SMEs Financing Re-guarantee Co., Ltd makes uses of financial technology tools to enhance the proactive service capabilities of cooperative institutions and banks in identifying and supporting technology innovation enterprises.